Compare plans today.

Medicare 101

Medicare Dental Coverage

Christian Worstell

by Christian Worstell | Published October 30, 2023 | Reviewed by John Krahnert

Although Original Medicare does not cover dental services (unless the damage is considered an emergency), Medicare beneficiaries have several options for dental care.

Two options you can consider for paying for your dental care include:

  • Paying out of pocket
    If you don’t anticipate any major care, this option may make the most sense for you. The average cost of an adult cleaning is around $82. So, even if you get two cleanings per year, you’re only looking at about $165 in dental costs per year.

    If you anticipate major dental needs, have dentures, or are uncomfortable not having dental insurance, however, you may want to consider a different option.
  • Purchasing a dental plan from a private insurer
    Just because you have Medicare doesn’t mean you can’t purchase a separate dental plan. Shop around to find a dental plan that provides the level of coverage you need at a price you can afford.

Senior couple cooks in the kitchen

Covering Some of the Costs

Medicare Supplement Insurance (Medigap) plans help cover some of Original Medicare's out-of-pocket costs. And although Medigap policies do not offer dental insurance, they could help cover some of the out-of-pocket costs that might come with dental care.

If you are admitted as an inpatient hospital patient for certain emergency dental services or complicated dental procedures, a Medicare Supplement Insurance plan will help cover your Medicare Part A hospital coinsurance. Some plans will cover your deductible as well.

There are 10 standardized Medigap plans available in most states labeled A, B, C, D, F, G, K, L, M and N. 

Connect with a licensed insurance agent at 1-800-995-4219 to find Medigap plans in your area, or read through our guide, What Does Original Medicare Cover? to learn more.

Resource Center

Email newsletter

Get a Free Medicare Guide!

Enter your email address and get a free guide to Medicare and Medicare Supplement Insurance, as well as important Medicare news and tips. We promise to never send you spam – just helpful content!

By clicking "Get your guide" you are agreeing to receive emails from

We've been helping people find their perfect Medicare plan for over 11 years.

Ready to find your plan?

Or chat about my options with an agent