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Does Medicare Cover SilverSneakers?

Christian Worstell

by Christian Worstell | Published December 16, 2020 | Reviewed by John Krahnert

SilverSneakers is a popular fitness program among U.S. seniors, with offerings that include gym memberships and group exercise classes.

Some Medicare Advantage plans and Medicare Supplement Insurance plans cover SilverSneakers.

Friends meet up in park for exercise

Some Medicare Supplement Plans Cover SilverSneakers 

If you are enrolled in Original Medicare (Medicare Part A and Part B), adding a Medicare Supplement Insurance plan that offers SilverSneakers as a benefit may help provide you with the coverage you are looking for.

Also known as Medigap, Medicare Supplement Insurance plans are privately sold insurance policies help cover some of Original Medicare's out-of-pocket costs, including some deductibles, coinsurance and copayments.

To find Medigap plans in your area that help pay for the SilverSneakers program, speak with a licensed agent at 1-800-995-4219.

What SilverSneakers Programs Does Medicare Cover?

SilverSneakers is a fitness program designed specifically for seniors.

If you enroll in a Medicare Supplement plan that offers SilverSneakers, you can gain access to:

  • A wide network of gyms
    If you're a member of SilverSneakers, you're not tied down to a single gym membership. You can work out at any participating gym in the SilverSneakers network.

  • Community fitness programs
    SilverSneakers offers group exercise programs that extend beyond the gym. These take place at recreational centers, parks, pools, and other venues.

  • A variety of classes
    Members can head into a number of different classes on any given day. These range from tai chi, to yoga, to Latin dancing, to shallow-water exercise classes.

  • A community of your peers
    SilverSneakers aims to create a sense of community among its members. In fact, about three quarters of members say they have friends in the program.

Find a Medigap Plan That Covers SilverSneakers

A licensed insurance agent can help you compare Medigap plans in your area so you can find a plan that works for your healthy lifestyle.

Learn more about Medicare coverage of common procedures


Some Medicare Supplement Insurance plans cover SilverSneakers.

Find a plan
Or call 1-800-995-4219 to speak with a licensed insurance agent.

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