Medicare Supplement Insurance
Medicare supplement insurance helps seniors pay for medical bills not covered by Medicare. It has been available since 1966, one year after the federal government launched the Medicare program. Medicare supplement insurance, also known as Medigap, is sold by private insurance companies, not the government.
Medicare supplement insurance can help seniors pay for healthcare costs such as hospital stays, necessary blood reserves, extended nursing care and many other items. Nearly 1 in 4 Medicare beneficiaries have a policy to help control the rising cost of Medicare, according to a Kaiser Family Foundation study.
What We Do
MedicareSupplement.com helps Medicare beneficiaries learn, compare and apply for Medigap coverage. We provide answers to frequently asked questions, and explain the consumer impact of industry reforms and requirements.
Using our planning tools, Medicare beneficiaries can compare plans and prepare for future budgetary needs. Once a plan and a provider is decided, MedicareSupplement.com will connect consumers with agents offering the selected Medigap plan for the best price.
Comparison shopping is key for Medigap coverage. According to Medicare.gov, “Cost is usually the only difference between Medigap policies with the same letter sold by different insurance companies.” Since all of the 10 plan options are regulated, the difference between one insurance provider’s Plan F and another’s is simply price.
Determine Your Medigap Eligibility
Medigap insurance plans are available to seniors 65 years of age or older who are currently enrolled in Medicare Part A and Part B. Some people under the age of 65 may have the opportunity to enroll in Medigap coverage if they are a disabled beneficiary.
Read our Medigap eligibility page for more details.
Compare Available Medigap Plans
There are 10 standardized Medigap plans currently available in the United States. Three states are exempt from the national plans, including Massachusetts, Minnesota and Wisconsin because of state-specific laws.
Our Medicare supplement plans page explains each plan’s coverage requirements.