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No, Medicare does not cover LASIK, or most other eye care services, because they're not considered medically necessary. However, some Medicare Advantage plans may cover LASIK eye surgery, in addition to other routine vision care.
Learn more about the costs you'll likely face for LASIK, as well as other procedures, such as cataract surgery or eyelid surgery.
Like all procedures, LASIK operations can vary widely in cost from one practitioner to the next. Still, expect to pay around $1,500 to 2,000 per eye.1
Because Medicare only covers limited vision care and does not cover LASIK surgery, this may be too expensive for you to pay out of pocket. So, what other options do you have?
For seniors who have stopped working, your best bet may be financing. Your eye care provider may allow you to pay for your surgery on credit, with fixed-rate, long-term payments.
Some Medicare Advantage plans (Medicare Part C) may cover LASIK eye surgery. In fact, most Medicare Advantage plans offer some coverage for routine vision care, eyeglasses, contacts and other services.
If you are enrolled in a Medicare Advantage plan, you should also check whether the plan has vision benefits that cover LASIK.
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For people with nearsightedness, farsightedness or an astigmatism, LASIK eye surgery can restore 20-20 vision with no glasses or contact lenses necessary.
During a LASIK procedure, the cornea is reshaped with a laser. Farsightedness is corrected by flattening the cornea. Nearsightedness is corrected by steepening the cornea's curve. And for an astigmatism, the laser is used to smooth any irregularities.
The procedure generally takes 15 minutes to perform. But while it's a relatively quick operation, LASIK does come with costs that can be significant for many. And without coverage under Medicare, patients may be responsible for paying these costs out of pocket.
Though Medicare doesn't cover LASIK, it does cover some medically necessary eye care, including:
Note: Medicare does not cover routine eye exams, eyeglasses or contact lenses that fall outside of the situations listed above.
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1 Laser Eye Institute, "How much does Lasik cost in 2021?" January 26, 2021. Retrieved from https://www.lasereyeinstitute.com/2021/01/26/how-much-does-lasik-cost-in-2021/
Christian Worstell is a licensed insurance agent and a Senior Staff Writer for MedicareSupplement.com. He is passionate about helping people navigate the complexities of Medicare and understand their coverage options.
His work has been featured in outlets such as Vox, MSN, and The Washington Post, and he is a frequent contributor to health care and finance blogs.
Christian is a graduate of Shippensburg University with a bachelor’s degree in journalism. He currently lives in Raleigh, NC.
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