Understanding PDPs
Original Medicare (Medicare Part A and Part B) and Medicare Supplement Insurance plans do not provide coverage for prescription drugs.
States with required Medigap options for under-65 beneficiaries
Medigap plans are available to Medicare beneficiaries under the age of 65. However, your state determines if you have guaranteed access to a Medigap plan.
What is SilverSneakers?
SilverSneakers is a wellness program for senior citizens. It is included in some Medicare Advantage plans and Medicare Supplement insurance plans.
Retirement Health Insurance Options | MedicareSupplement.com
Medicare and Medigap plans are common retirement health insurance options for people over 65. Learn more about Medicare health coverage and other insurance options such as VA benefits and Medicaid.
What Are Reasons for Medigap Cancellation?
Insurers can cancel your Medigap plan because of unpaid premiums or other more uncommon reasons. Medigap plans are usually guaranteed renewable.
How Does Obamacare Affect Medigap?
Obamacare made minimal changes to Medigap plans, but it did significantly affect Original Medicare.
You Need Medicare to Buy Medigap
You need Medicare to buy a Medicare Supplement insurance plan (also called Medigap). Follow the Medicare enrollment process before applying for a Medigap policy.
When is the Medicare Supplement open enrollment period (OEP)?
Your Medigap open enrollment period happens only once. It is 6 months long and begins when you are both 65 and enrolled in Original Medicare.
What Is a Guaranteed Issue Right?
A guaranteed issue right allows you to buy a Medigap policy from an insurance company without any consideration for your preexisting health conditions.
Medigap brokers vs. Medigap agents
Medigap brokers from insurance agents. Insurance brokers represent the insurance customer, whereas insurance agents represent an insurance company.
