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Medicare Supplement Insurance Quote

Christian Worstell by Christian Worstell Published Reviewed by John Krahnert

Getting a quote for Medicare Supplement Insurance plans is easy. By simply calling 1-800-995-4219, you can speak to a licensed agent today who can help you compare quotes from plans available in your area.

Medicare Supplement Insurance plans can help cover some of the out-of-pocket costs that Original Medicare (Part A and Part B) doesn't cover, such as deductibles, copayments and coinsurance. You can compare plans and request a free quote online today.

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When to Get a Medigap Insurance Quote

The best time to purchase a Medicare Supplement Insurance (or Medigap) plan is during your six-month Medigap open enrollment period. It begins the first day that you are:

  • 65 years of age or older

-  and -

  • Enrolled in Medicare Part B

During the open enrollment period, you cannot be subjected to medical underwriting by an insurance provider, which means you cannot be charged more for a plan or denied coverage altogether based on your current health status. But once your one-time open enrollment period ends, insurance companies may apply underwriting to your quote or even deny you coverage entirely.

It's easy to understand then why it's so important to enroll in a Medicare Supplement Insurance plan during the open enrollment period. It's a good idea to begin gathering quotes in the early stages of this period — or even prior to the start of it — in order to allow yourself ample time to select the right plan at the right price.

Compare Medigap plans in your area.

Or call now to speak with a licensed insurance agent:

1-800-995-4219

Factors That May Affect a Quote

In addition to any potential medical underwriting, there are a few other factors that can affect a Medicare Supplement Insurance quote. 

Location

Not every Medicare Supplement Insurance plan is made available in every state. And because these plans are sold by private insurance companies, quotes can be affected by the local market and can differ in price from one state to the next. 

Pricing Structure

Medicare Supplement Insurance plans may be priced using one of three different models. 

  1. Community-rated
    These Medigap plans are available to customers at the same cost, regardless of age.

  2. Issue age-rated
    The cost of these plans are based on your age at the time of your application.

  3. Attained age-rated
    The rates for these Medicare Supplement Insurance plans increase as you age.

Discounts

The price of a Medicare Supplement Insurance plan may also be affected by any discounts offered by the companies selling the plans. Discounts are sometimes made available to married couples, non-smokers, women and customers who pay their premiums through an electronic funds transfer. 

Coverage

Each Medicare Supplement Insurance plan offers a slightly different combination of benefits than the rest. Typically, plans that offer more coverage can cost more than plans offering less coverage. 

Use the chart below to compare the basic benefits included with each type of plan.  

Free Medicare Supplement Insurance Plan Quotes

A licensed insurance agent can gather quotes from some insurance carriers in your area and provide you with a selection of competitive Medicare Supplement Insurance quotes.

Speak with a licensed agent today at 1-800-995-4219 to learn more about your Medicare Supplement Insurance options.

Medicare Supplement Insurance Quote

About the author

Christian Worstell is a licensed insurance agent and a Senior Staff Writer for MedicareSupplement.com. He is passionate about helping people navigate the complexities of Medicare and understand their coverage options.

His work has been featured in outlets such as VoxMSN, and The Washington Post, and he is a frequent contributor to health care and finance blogs.

Christian is a graduate of Shippensburg University with a bachelor’s degree in journalism. He currently lives in Raleigh, NC.

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