Getting Prescription Coverage
If you are enrolled in Original Medicare and Medigap, you can get prescription drug coverage in two ways.
1. You can enroll in a Medicare Part D plan
2. You can drop your Medigap policy and enroll in a Medicare Advantage plan that includes prescription drug coverage.
You cannot be enrolled in a Medicare Advantage policy and a Medicare Supplement insurance policy at the same time.
Prescription Coverage in Older Medigap Plans
As of 2006, insurance companies cannot sell Medigap plans with prescription drug coverage. However, some plans that were sold before 2006 may still cover some prescription drug costs, if you already are enrolled in one of these plans.
The older Medigap plan options with prescription drug benefits are:
You cannot be enrolled in any of the Medigap plans listed above and a Medicare Part D plan at the same time.
If you are enrolled in one of these Medigap plans and want to enroll in a Medicare Part D plan, your insurance company must remove the prescription drug coverage from the plan, which will likely change your monthly premiums. For more information about this option, please contact your Medicare Supplement insurance provider.
Learn more about common procedures that Medicare covers.
Find the Best Medigap Plan and a Part D Prescription Drug Plan for Your Needs
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