Home > Medicare 101 > The Benefits of Medicare Supplement...
Medicare 101

The Benefits of Medicare Supplement Insurance Plans

Christian Worstell by Christian Worstell    |    Published Oct 08, 2019    |    Reviewed by John Krahnert

Medicare Supplement Insurance (also called Medigap) can help cover the costs of deductibles, copayments, coinsurance and other fees associated with Original Medicare (Part A and Part B). Compare the basic benefits of the 10 standardized Medigap plans listed below to find the right plan for your needs.

2019 Medigap plans comparison chart

Medicare Supplement Insurance Covers Some Out-of-Pocket Costs

Medicare Part A (hospital insurance) and Medicare Part B (medical insurance) offer benefits that help cover services such as hospital stays, doctor visits and preventive care — but they often come at a price.

  • Medicare Part A Costs
    Medicare Part A is premium-free for most people, but if you or your spouse did not pay Medicare taxes while working, you may be responsible for a premium up to $437 every month in 2019. The Medicare Part A deductible is $1,364 per benefit period in 2019, and you may have to pay coinsurance fees for hospital stays that last longer than 60 days.

  • Medicare Part B Costs
    Medicare Part B has an annual deductible that is $185 in 2019. After you meet your Part B deductible, you are typically responsible for 20 percent of the costs for Medicare-approved services.  

Medicare Part B also comes with a monthly premium. The standard Part B premium in 2019 is $135.50 per month.

Medicare Supplement Insurance can help cover some of these costs:

  • Medicare Part A coinsurance and hospital costs
  • Part A hospice care coinsurance or copayment
  • Medicare Part B coinsurance or copayment
  • First 3 pints of blood
  • Coinsurance for skilled nursing facility
  • Medicare Part A deductible        
  • Medicare Part B deductible
  • Medicare Part B excess charge
  • Foreign travel emergency

Each of the nine Medigap health insurance plans cover the first four basic benefits listed above. Plans may cover some, all or none of the five additional benefits — partially or in full.

Speak with a licensed health insurance agent today by calling 1---ms-tfn-- . Compare plan quotes for free and find the policy that suits your needs.


Resource Center

Medicare Supplement insurance (Medigap)

Medicare Supplement insurance (Medigap) helps cover some Original Medicare out-of-pocket costs. Learn more about plan benefits, eligibility, and costs.

Read More

Medigap or Medicare Advantage?

If you aren't satisfied with Original Medicare coverage, you may consider Medicare Advantage or Medigap. How do the two differ?

Read More

Medicare Part D

Medicare Part D plans provide coverage for prescription drugs. Use this guide to learn what you should know about Medicare prescription drug benefits.

Read More

Medicare Eligibility Requirements

The primary requirement for Medicare eligibility is reaching age 65. People with certain disabilities or conditions may also qualify for Medicare coverage.

Read More

Medicare Supplement Insurance for People Under 65 With Disabilities

Are you under age 65 and have Medicare because of a disability? You may be eligible to purchase Medicare Supplement Insurance. Learn more and compare plans.

Read More

Medicare Eligibility and Enrollment

Most beneficiaries will be automatically enrolled in Original Medicare when they turn 65. Learn more about Medicare eligibility and enrollment requirements

Read More

The Average Cost of Medigap Plan F and Plan G by Age

Find out the average cost of Medicare Supplement Insurance (Medigap) Plan F and Plan G by age, from 64 to 85. Learn the average cost for your age.

Read More

State-Specific Medicare Supplement Information

Learn about Medicare Supplement (Medigap) plans in your state. Find out about eligibility, enrollment, costs, coverage and more by clicking on your state.

Read More

Medicare Out-of-Pocket Costs

Medicare's out-of-pocket expenses can cost thousands of dollars per year for beneficiaries. Here's what you can do.

Read More

Every 13 minutes, we help someone enroll in a plan.

Sign up for more information!

Enter your email address and get a free guide to Medicare and Medicare Supplement Insurance.

Sign Up Now