We've been helping people find their perfect Medicare plan for over 10 years.

Does Medicare Cover Home Health Care?

Yes, Medicare covers home health care in certain situations — as long as it is deemed medically necessary by a doctor. Once your doctor refers you to a home health care agency, the agency will come to your home and administer care as often as directed by your doctor. The home health agency will also regularly update your doctor on your progress. 

Here’s what else you should know about home health care under Original Medicare.

Understanding Home Health Care

Many health care services that were once only available in a doctor’s office or hospital are now available at your home. This form of care, known as home health care, can encompass a wide range of treatments and services. 

Original Medicare (Part A and Part B) covers care at your home in certain circumstances, including:

  • Intermittent skilled nursing care* (less than seven days a week; or less than 8 hours a day over a maximum of 21 days)
  • Physical therapy
  • Speech-language pathology care
  • Occupational services

*To receive skilled nursing care at home, you must be homebound and not require full-time care.


Typically, the costs of home health care services under Original Medicare are as follows:

  • $0 for home health care services
  • 20 percent of the Medicare-approved amount for durable medical equipment

Keep in mind that you are still responsible for your Original Medicare out-of-pocket costs, which include your Medicare Part A and Part B deductibles, coinsurance and copays. 


Before you begin receiving home health care, the home health agency will schedule a time to visit your home. During this appointment, you’ll discuss your health care needs, and you’ll have the opportunity to ask questions about your health. The home health agency will also talk with your doctor about your care to ensure everyone is on the same page.

Once treatment begins, your home health care provider will also:

  • Ask about the food you eat
  • Check your vital signs (blood pressure, temperature, heart rate, and breathing)
  • Discuss with you the medications you’re taking
  • Teach you about any steps you need to take in order to stay healthy

Refer to our guide, What Does Original Medicare Cover, to learn other services that are covered by Medicare Part A and Medicare Part B.

You can also check out our Medicare Supplement Insurance guide to learn more about what Medicare Supplement Insurance covers.

I want to compare Medicare Supplement Plans.

Start Online
Or chat about my options with an agent:--ms-tfn--

Resource Center

Does Medicare Cover Nursing Homes?

Medicare covers limited skilled nursing care in nursing homes if you meet certain provisions and requirements. It does not cover long-term care.

Read More

Does Medicare Cover Chiropractic Care?

Medicare Part B does help cover certain chiropractic services that help to correct issues with the spine.

Read More

Does Medicare Cover Hospital Stays?

Medicare Part A covers inpatient hospital stays, as well as skilled nursing facility care, hospice care, and some home health care.

Read More

What Benefits Does Medicare Cover for Alzheimer's?

Medicare covers some Alzheimer's care. But there are some out-of-pocket expenses you should be prepared to pay.

Read More

Medicare Coverage for Patients with End Stage Renal Disease

Health care for End Stage Renal Disease is included in Medicare coverage. Medigap Supplement Insurance may reduce costs for dialysis services.

Read More

Does Medicare Cover Dental Services Like Cleanings and Fillings?

Medicare generally does not cover dental services, but that doesn't mean Medicare patients don't have some options.

Read More

Medicare Coverage Of Urgent Care

If you have an illness or injury that requires urgent care, your Medicare Part B coverage will typically help cover the health insurance costs of your visit.

Read More

Does Medicare Cover Mental Health?

Together, Medicare Part A and Part B help cover some mental health services. Learn more!

Read More

Does Medicare Cover Hearing Aids? | Health Insurance Options

While Medicare does not cover hearing aids, it does cover certain exams related to hearing. These exams must be considered diagnostic and not routine.

Read More