Who is Wellabe?
Wellabe is the new brand name for a group of companies previously known under different names, including Medico Insurance Company. Backed by more than 90 years of experience in health and life insurance, Wellabe offers a focused range of products that support seniors’ health, financial well-being, and independence.
The company is known for its approachable service, simplified underwriting, and stable premiums—making it a solid choice for Medicare Supplement coverage.
Wellabe Medicare Supplement Plans
Wellabe typically offers several of the most popular Medigap plans, depending on your state:
- Plan A: Covers basic benefits including Medicare Part A coinsurance and hospital costs. It’s a simple plan for those who want minimal coverage beyond Original Medicare.
- Plan G: Plan G is one of the most comprehensive Medigap plans available. It covers everything except the Medicare Part B deductible, making it a top choice for those seeking predictable out-of-pocket costs.
- Plan N: Plan N offers lower premiums in exchange for small copayments at the doctor and emergency room. It’s a smart option if you’re generally healthy and don’t mind occasional out-of-pocket payments.
Features of Wellabe's Medicare Supplement Plans
Here are some features of Wellabe's Medicare Supplement program:
- Guaranteed Renewable: Your coverage cannot be canceled as long as you pay your premiums on time.
- Nationwide Provider Access: Use any doctor or hospital that accepts Medicare—no networks required.
- Household Discounts: In some states, you may qualify for a discount if someone else in your household also has a Wellabe Medigap policy.
- Simplified Underwriting: In many cases, applicants can be approved quickly with minimal health questions.
- Stable Premium History: While premiums can increase over time, Wellabe has a track record of modest rate increases.
Eligibility and Enrollment
To qualify for a Wellabe Medicare Supplement plan, you must:
- Be enrolled in Medicare Parts A and B
- Typically be age 65 or older (some states allow Medigap for those under 65 with disabilities)
- Apply during your Medigap Open Enrollment Period (the six months after you turn 65 and enroll in Part B) to avoid medical underwriting
Final Thoughts on Wellabe Medigap
Choosing a Medicare Supplement plan is an important decision that can impact your health and financial peace of mind. Wellabe’s Medicare Supplement insurance options offer dependable, flexible coverage from a company with a strong reputation in the senior market.
Whether you're looking for maximum coverage with Plan G or cost-saving options like Plan N, Wellabe gives you the tools to stay “well and able”—just like their name suggests.
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