Medicare Supplement Plans in West Virginia

Medicare Supplement Insurance (also called Medigap) helps senior and disabled West Virginia residents pay for certain Medicare copayments, deductibles, and other costs. Currently, insurance companies can offer state residents up to 10 standardized Medigap plan options: Plans A, B, C, D, F, G, K, L, M, and N.

What are the most popular Medicare Supplement plans in West Virginia?

The chart below shows the most popular Medicare Supplement plans in West Virginia.¹

*Plans no longer available for purchase, including Plans E, H, I, and J.**Pre-standardized plans are policies sold before July 1992.

Medicare Supplement Insurance Pricing Methods

Medigap pricing methods are important because they dictate how your premiums may increase in future years. There are 3 different pricing methods:

• Attained-age rated: The premium increases as you age.
• Issue-age rated: The premium is based on your age when you buy and it may increase due to inflation and other factors, but not due to your age.
• Community rated: The same premium is charged to all Medigap policyholders.

Under-65 Enrollment Rules

Although Medicare Supplement Insurance is primarily for senior citizens, it’s also available to disabled people and those with end-stage renal disease (ESRD) in some states. Each state’s insurance department dictates the rules governing Medicare beneficiaries under the age of 65.

West Virginia insurance companies are not required by law to sell Medigap to anyone under 65 years old but may do so at their own discretion. 

Learn More

To learn more about Medicare Supplement Insurance, read through our guides below.

• How Medicare Supplement Insurance works
• Get a Medicare Supplement Insurance quote