NC Medicare enrollment quick facts:
Medicare Supplement insurance (also called Medigap) helps senior and disabled state residents pay for certain Medicare co-payments, deductibles, and other costs. Insurance companies can offer state residents one of the 10 standardized Medigap plan options: Plans A, B, C, D, F, G, K, L, M, and N.
Important: Plan F and Plan C are not available to Medicare beneficiaries who become eligible for Medicare on or after January 1, 2020.
The chart below shows the most popular Medicare Supplement plans in North Carolina.1
| Popularity ranking | Plan | Total enrollees |
|---|---|---|
| 1 | F | 223,072 |
| 2 | G | 204,699 |
| 3 | N | 32,239 |
Medigap pricing methods are important because they dictate how your premiums may increase in future years. There are three different pricing methods:
Although Medicare Supplement insurance is primarily for senior citizens, it also covers disabled people and those with end-stage renal disease (ESRD).
Medigap insurers in North Carolina are allowed to charge under-65 policyholders different premiums from their senior policyholders. However, insurers must charge the same premium to all non-seniors during the open enrollment period.
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