The average Medicare Advantage plan out-of-pocket limit is nearly $5,000. You could pay much less out-of-pocket with a Medicare Supplement Insurance plan.
Which plan fights off the most out-of-pocket costs?
You may not save much money on out-of-pocket costs with Medicare Advantage, but you could with a Medicare Supplement plan.
Medicare Advantage and Medicare Supplement estimated out-of-pocket cost comparison on common procedures:
Knee Replacement
$4,972*
with Medicare Advantage
$233
with Medicare Supplement Plan G
Hip Replacement
$4,972*
with Medicare Advantage
$233
with Medicare Supplement Plan G
*Estimate is based on 2023 Medicare Advantage plan in-network out-of-pocket maximum averages compiled by Kaiser Family Foundation.
