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The average knee replacement costs $24,000.¹

The average Medicare Advantage plan out-of-pocket limit is nearly $5,000. You could pay much less out-of-pocket with a Medicare Supplement Insurance plan.

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Which plan fights off the most out-of-pocket costs?

You may not save much money on out-of-pocket costs with Medicare Advantage, but you could with a Medicare Supplement plan.

Medicare Advantage and Medicare Supplement estimated out-of-pocket cost comparison on common procedures:

Knee Replacement

$4,972^*

with Medicare Advantage

$233

with Medicare Supplement Plan G

Hip Replacement

$4,972^*

with Medicare Advantage

$233

with Medicare Supplement Plan G

*Estimate is based on 2023 Medicare Advantage plan in-network out-of-pocket maximum averages compiled by Kaiser Family Foundation.

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