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Find out how Trumpcare could affect Medicare

Are you wondering how Trumpcare could impact your Medicare coverage?

Well you’re in the right place.

First we will discuss the status of Trumpcare, one large way it could impact the Medicare program and finally what you can do about it now.

The Status of Trumpcare

On May 4, 2017, the House of Representatives voted in favor of Trumpcare.

Trumpcare, also known as the American Health Care Act (AHCA), is a bill intended to repeal and replace Obamacare.

Although the bill has not been passed by the Senate, you may still be concerned about how it could impact your Medicare benefits and coverage if it was passed by the Senate and the President and became law.

How It Impacts Medicare

The proposed AHCA bill, as it is currently written, would cut $880 million from the Medicaid program by 2026, according to a recent report by AARP.1 This Medicaid cut could impact Medicare beneficiaries too.

The impact would likely be felt by those who are enrolled in both the Medicare and Medicaid programs. If you are one of the 11 million people enrolled in both programs, your existing coverage could be in jeopardy if the proposed AHCA bill as currently written becomes law.

“Dual eligible” individuals need both programs. The Medicare program provides medical and hospital care coverage and Medicaid covers services that Medicare does not provide, such as dental and vision benefits and long-term care services. Long-term care services provide daily assistance for activities like dressing, cooking meals, bathing and administering medicine.

Because the Medicaid program is managed on a state-by-state basis, each individual state’s Medicaid program would have to decide how to operate with less funding. Some program features could be cut entirely, or the costs could be shifted to the federal Medicare program.

There are several other ways that the AHCA could impact Medicare beneficiaries and seniors if it is passed, such as changing the pre-existing conditions protections and repealing the Hospital Insurance tax on the wealthy.2

What Can You Do?

If the possibility of Trumpcare is making you worry about your Medicare coverage, there is something you can do.

If you are enrolled in Medicare Parts A and B already, you can get Medicare Supplement Insurance to help cover some of your Medicare out-of-pocket costs.

Medicare Supplement Insurance coverage will not increase your Medicare coverage or change the AHCA’s potential impact on the program, but it can help you pay for certain Medicare out-of-pocket costs.

This coverage will be there regardless of whether the AHCA is passed. For example, Medicare Supplement Insurance Plan F can help cover costs such as the Part A deductible, Part B coinsurance, Part B deductible and other costs.

If you are interested in learning more about Medicare Supplement Insurance options, you can request more information here or you can call a helpful licensed agent at 1-855-390-3711.

1AARP “The American Health Care Act Would Make Unsustainable Cuts to Medicaid.” Published 5-3-17.

2Forbes “Why Seniors Could Be In Jeopardy If Trumpcare Becomes Law.” Published March 16, 2017.

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