We've been helping people find their perfect Medicare plan for over 10 years.

Your 2019 Medicare Costs

Original Medicare (Medicare Part A and Part B) is a federal health insurance program for people age 65 and older and younger people with certain disabilities. Although Original Medicare covers a wide range of hospital and medical costs, it leaves some costs to beneficiaries.

Listed below are the 2019 Medicare costs, including Medicare Part A and Part B deductibles, copayments and coinsurance.1

 

Part A Premium

Most people do not pay a premium for Medicare Part A, as long as they paid sufficient Medicare taxes while working. If you must pay a Part A premium, you could pay anywhere from $240 to $437 per month in 2019 (depending on how many quarters you worked and paid Medicare taxes).

 

Part A Deductible

In 2019, the Medicare Part A deductible is $1,364 per benefit period, which increased from $1,340 in 2018.

 

Part A Coinsurance

You do not typically pay a coinsurance for the first 60 days of each benefit period for an inpatient hospital stay. After day 60, the coinsurance amounts are as follows:

  • $341 per day for Days 61-90
  • $682 per day for day 91 and beyond

 

Part B Premium

The standard 2019 Part B premium is $135.50, which increased from $134 in 2018.

It’s important to keep in mind that some people in higher income brackets may have to pay more for their Part B premiums.

 

Part B Deductible

In 2019, the Medicare Part B deductible is $185 per year, which increased from $183 per year in 2018.

 


1 All cost data according to Medicare.gov, “2019 Costs at a Glance,” accessed November 5, 2018

Resource Center

Medicare and You 2019

Each year, the Center for Medicare and Medicaid Services (CMS) issues a guidebook for Medicare beneficiaries called Medicare and You. You can expect t...

Read More

New to Medicare Series: Part 3

Understanding Your Medicare Out-of-Pocket Costs Your Medicare out-of-pocket costs are what you could pay for health care and vary based on which Part...

Read More

Medicare Part D Coverage Gap | The Donut Hole

If you get your prescription drugs through a Medicare Part D prescription drug plan, your plan probably includes a coverage gap (also called the “donu...

Read More

Medicare Supplement Plans for Low Income

Original Medicare's out-of-pocket costs can put a strain on Medicare beneficiaries, especially those with a low income. Medicare Supplement Insurance...

Read More

Medicare Part B Premiums and Other Costs

When you enroll in Original Medicare, you'll notice that your health benefits are divided into two parts — Medicare Part A (Hospital Insurance) and Pa...

Read More

Medicare Supplement Insurance Plan F

Medicare Supplement Insurance Plan F provides the most benefits of the 10 standardized plans available in most states. Learn more about Medigap Plan F...

Read More

The Benefits of Medicare Supplement Insurance Plans

Medicare Supplement Insurance (also called Medigap) can help cover the costs of deductibles, copayments, coinsurance and other fees associated with Or...

Read More

What Does Medigap Insurance Cover?

Some expenses that Medigap insurance may cover include Medicare deductibles, copayments and coinsurance. In most states, there are 10 standardized Med...

Read More

Medicare out-of-pocket costs

The Medicare program provides significant medical coverage for its millions of enrollees, but the out-of-pocket expenses that come with that coverage...

Read More

Sign up for more information!

Enter your email address and get a free guide to Medicare and Medicare Supplement Insurance.

Sign Up Now